{"id":"393baec9-9088-43c4-a04b-52c0546bc531","name":"United Federal Credit Union","url":"https://citybotmagic.com/us/nv/sparks/united-federal-credit-union/","api":"https://citybotmagic.com/api/v1/us/nv/sparks/united-federal-credit-union.json","category":"credit_union","categoryLabel":"Credit Union","group":"services_and_business","groupLabel":"Services & Business","chain":"United Federal Credit Union","address":"1430 E Prater Way","city":"Sparks","state":"NV","postcode":"89434","lat":39.54311894,"lon":-119.71824515,"phone":"+18889821400","phoneDisplay":"(888) 982-1400","website":"http://UnitedFCU.com/Beatriz-pico","email":"bpico@unitedfcu.com","socials":["https://www.facebook.com/102503816268788"],"description":"Looking for a mortgage advisor in Greater Reno-Sparks, NV? Beatriz Pico helps homebuyers with FHA, VA, refinance and all other types of mortgage loans.","services":["rates","fees","You are leaving UnitedFCU.com","Ultra Checking","Share and IRA Certificates","Money Market Special","Elevate Money Market","Bonus Builder Money Market","IRA Money Market","Bump Up Certificate","Liquid Certificate","Health Savings Account (HSA)","Share Savings Accounts","Arkansas","Indiana","Michigan","Nevada","North Carolina","Ohio","Oklahoma","Other","Pennsylvania","Today's rates","Fixed Rate New & Used Auto Loans","Fixed Rate New & Used RV, Boat, and Horse Trailer Loans","Fixed Rate Other Vehicle Loans","Home Equity Line of Credit (HELOC)","Interest Only Home Equity Line of Credit","Home Equity Closed End, Fixed Rate Loans","Credit Cards"],"prices":[{"item":"Membership Savings Account monthly service charge (if criteria not met)","price":3,"currency":"USD","unit":"month","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• $3.00/month if none of the above criteria are met."},{"item":"Platinum Plus Checking monthly service charge (if criteria not met)","price":10,"currency":"USD","unit":"month","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• $10.00/month if none of the above criteria are met."},{"item":"SafeSpend account monthly service charge (if criteria not met)","price":5,"currency":"USD","unit":"month","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• $5.00/month if none of the above criteria are met."},{"item":"Courtesy Pay Fee","price":25,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Courtesy Pay Fee\n$25.00"},{"item":"Returned Deposit Items fee","price":15,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Returned Deposit Items\n$15.00"},{"item":"Visa Late Payment Fee (first occurrence)","price":29,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Visa Late Payment Fee (first occurrence)\n$29.00"},{"item":"Visa Late Payment Fee (subsequent occurrence within 6 months)","price":40,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• Subsequent occurrences within 6 months\n$40.00"},{"item":"Visa Returned Payment Fee","price":35,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Visa Returned Payment Fee\n$35.00"},{"item":"Non-United ATM balance inquiry fee","price":2,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• ATM Balance Inquiry\n$2.00"},{"item":"Rush Card Order (domestic)","price":35,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Rush Card Order\n• Domestic\n$35.00"},{"item":"Expedited Bill Pay same-day payment","price":9.95,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Expedited Payment – Same Day Payment\n$9.95"},{"item":"Account closing fee (within first 90 days)","price":25,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Account Closing (within first 90 days)\nDoes not apply to Youth Savings accounts\n$25.00"},{"item":"Check or statement copies (staff assisted)","price":5,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Check or Statement Copies – Staff Assisted\n$5.00"},{"item":"Cashier's check (payable to third party)","price":5,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Cashier's Check\nCharged when payable to 3rd party\n$5.00"},{"item":"Counter checks (4 checks per page)","price":3,"currency":"USD","unit":"page","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Counter Checks (4 checks per page)\n$3.00 per page"},{"item":"Incoming wire transfer (domestic and international)","price":10,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Incoming Wire Transfer (domestic and international)\n$10.00"},{"item":"Outgoing domestic wire transfer","price":25,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Outgoing Domestic Wire Transfer\n$25.00"},{"item":"Outgoing international wire transfer","price":50,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Outgoing International Wire Transfer\n$50.00"},{"item":"Paper statement fee","price":2.5,"currency":"USD","unit":"statement","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Paper Statement Fee (per Statement)\n$2.50"},{"item":"Skip-a-Payment","price":40,"currency":"USD","unit":"loan","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Skip-a-Payment\n$40.00 per loan"},{"item":"Safe deposit box lock drilling or lost key","price":200,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Lock Drilling/ Lost Key\n$200.00"},{"item":"Safe deposit box 3\"x5\"","price":30,"currency":"USD","unit":"year","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• 3\"x5\"\n$30.00/year"},{"item":"Safe deposit box 4\"x5\"","price":35,"currency":"USD","unit":"year","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• 4\"x5\"\n$35.00/year"},{"item":"Safe deposit box 5\"x5\"","price":40,"currency":"USD","unit":"year","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• 5\"x5\"\n$40.00/year"},{"item":"Safe deposit box 3\"x10\"","price":45,"currency":"USD","unit":"year","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• 3\"x10\"\n$45.00/year"},{"item":"Safe deposit box 5\"x10\"","price":60,"currency":"USD","unit":"year","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• 5\"x10\"\n$60.00/year"},{"item":"Safe deposit box 10\"x10\"","price":90,"currency":"USD","unit":"year","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• 10\"x10\"\n$90.00/year"},{"item":"Safe deposit box 10\"x11\"","price":100,"currency":"USD","unit":"year","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• 10\"x11\"\n$100.00/year"},{"item":"Safe deposit box 24\"x38\"","price":360,"currency":"USD","unit":"year","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"• 24\"x38\"\n$360.00/year"},{"item":"Account inactivity fee","price":7,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Account Inactivity Fee\n$7.00"},{"item":"Escheatment fee (per account)","price":75,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Escheatment Fee (per account)\n$75.00"},{"item":"Loan modification fee (non-real estate loans)","price":50,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Loan Modification Fee\n(non-real estate loans only)\n$50.00"},{"item":"Overnight letter (UPS actual cost), minimum charge","price":26,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Overnight Letter (UPS Actual Cost)\n$26.00 min"},{"item":"Returned loan payment fee","price":25,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Returned Loan Payment Fee\n$25.00"},{"item":"Returned mail fee","price":10,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Returned Mail\n$10.00"},{"item":"Research services","price":25,"currency":"USD","unit":"hour","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Research Services (1 hour minimum)\n$25.00/hour"},{"item":"Subpoena or search warrant response","price":75,"currency":"USD","unit":"hour","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Subpoena/Search Warrant Response (1 hour minimum)\n$75.00/hour"},{"item":"Verification of funds","price":25,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Verification of Funds\n$25.00"},{"item":"Receipt of tax levy or garnishment fee","price":100,"currency":"USD","source":"https://unitedfcu.com/rates-and-fees/fees/personal-banking-fees","seen":"2026-10-13","method":"llm","quote":"Receipt of Tax Levy/Garnishment\n$100.00"}],"bookingUrl":"https://unitedfcu.com/contact-us/schedule-an-appointment","websiteChecked":"2026-10-13","sources":[{"dataset":"meta","license":"CDLA-Permissive-2.0","updated":"2026-09-14"}]}