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First Citizens Bank

Bank Or Credit Union · part of First Citizens' Federal Credit Union

First-Citizens Bank & Trust Company is a North Carolina state-chartered commercial bank headquartered in Raleigh, North Carolina. It is a wholly-owned subsidiary of First Citizens BancShares, Inc. (NASDAQ: FCNCA/FCNCB), a Delaware financial holding company that has grown to more than $50 billion in assets, also headquartered in Raleigh.

Services

• Get more from your home and money with an ARM loan
• Planning for tomorrow could mean saving today
• Step 1 Get prequalified
• Step 2 Connect with a mortgage banker
• Step 3 Apply for an ARM loan
• Mortgage Insights A few financial insights for your life
• Start pre-qualification process
• Speak with a mortgage banker
• Regular adjustments
• Buffer market swings
• Pay online
• Get assistance
• First-time homebuyer's guide: Steps to buying a house
• Homebuyer's glossary of mortgage terminology
• Guide to down payments
• Account Questions
• Other Questions
• Lock in the financial security of a fixed-rate mortgage
• Count on a fixed rate for up to 30 years
• Step 3 Apply for a fixed-rate mortgage
• Fixed-Rate Mortgage Calculator Estimate your monthly payment
• Financial security
• Locked-in mortgage rate
• Pay over the long term
• Provide funds faster for ACH transactions
• ACH Payments
• ACH Receivables
• ACH Positive Pay
• Electronic Data Interchange, or EDI
• EDI 835 Remittance Service

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